from the correct, they doesnt amount in the event your even more is established for the mortgage or perhaps the c/a good, it’s still dominating reduction if the their in both one of it. of the left. i wouldnt know the way it really works truth be told there. (discuss with their particular again possibly?)condition dos = semi-flexi has only step one membership. so as that your own to reduce their dominating, the cash Need credit on property financing account (susceptible to LO TnC). any commission designed to their c/a need nothing in connection with the dominating because these accs are not connected. so the next manager try «korek». =)

In reality for scenariio 1= I asked this new administrator regarding your traditional financing, she said perhaps not flexi then recommend me personally better to capture other fully flexi bundle.

Scen 2= so this is «korek» haha. You setting whatever more payment so you can loan an excellent/c have a tendency to deduct the principal amte compared to that LO, what about the T&C stated that we have to bring advance see and also make extra commission. but the officer explained not need because their LO not improve, the latest LO still in line with the old you to definitely, nevertheless the bank operating system already modify. How does ? I am frightened just after signing will feel dissapointed about after, every mth has to notice financial giving deposit .

Surely got to improve lender?

.As to why usually do not such totally flexi? Or no loans in Black day generate advance payment needs to revision bank, we wld as an alternative bring totally flexi. Save time.

Read and Hleong islamic zero locking months, vow you can give united states if you got one futher info. Thx.

In reality having scenariio step one= I inquired the manager regarding your conventional loan, she told you perhaps not flexi upcoming indicates me personally best to grab most other fully flexi bundle.

Scen dos= making this «korek» haha. You mode any type of a lot more commission to loan an excellent/c usually subtract the main amte to that particular LO, think about the new T&C stated that we should instead bring get better observe making a lot more fee. although officer said not need as his or her LO not modify, the fresh new LO however in line with the old you to, although bank operating system already enhance. How come ? I’m frightened once finalizing will regret later on, all the mth must see financial to provide down-payment .

Surely got to inform bank?

.Why don’t like totally flexi? Or no time create down payment has to posting financial, we wld rather take fully flexi. Save your time.

Heard together with Hleong islamic no securing period, guarantee you could give united states for individuals who had any futher information. Thx.

whether or not their partial otherwise full flexi, its basically exactly the same thing. think from it since a handbook auto otherwise vehicles auto. large FC or more-keep fees for the comfort compared to even more feet work on less maintaince prices. relatively speaking.

from private viewpoint, i shall state go full-flexi if you possess the extra cash assuming you going to help you move the cash very often.

i am not saying entirely yes on UOB’s pratices, however, you can also be consult the newest officials what kind of notice to really make the more fee? non-prescription observe, thirty day period find in advance etcetera.

Does any one with this particular financing plan. Pls show specific white in my opinion. My personal priority ‘s the progress/prepayment. Let’s say mthly repayment is actually RM1k, and i also pay RM1.5k most of the mth for the financing a/c. Really does the new RM500 commonly deduct on Dominating amt , following decreasing the notice charge?

You to told you»No», the excess payment often playground from the a/c and utilise since a good mthly fees whenever owed. Observe has to be given to financial when the need the other percentage is deduct the primary. She indicates me to use a complete flexi home loan.